Areas of Expertise

Regulatory Issue Remediation Response

 

Assistance in evaluating regulatory examination issues requiring management attention, recommending regulatory remediation requirements, communicating requirements, and developing remediation road maps with timeline, roles and responsibilities and milestones to track progress to completion.

Credit Risk Governance Assessment

 

Assessment of the institution's risk management framework based on the principles of sound corporate governance for the identification, measurement, evaluation, monitoring and controlling of risk to help insure that risks are in line with the institution's strategic objectives and risk appetite.

Regulatory Compliance Program Assessment

 

Evaluation of the soundness of the institution's compliance program that addresses the relevant requirements of laws and regulations, including record-keeping and reporting requirements.

Regulation Compliance Review

 

Perform test procedures to evaluate the effectiveness of institution's compliance system including governance, risk management and compliance policies, procedures and controls.

Credit Review Function Assessment

 

Perform review of the credit review function's independence, structure, resource allocation, and the risk assessment process to develop the credit review plan, including the function's policies, procedures, reporting and quality assurance processes, continuous monitoring and identification of emerging risk issues.

Credit Portfolio Review

 

Perform review of credit portfolio management policies and procedures, and a risk-based selection of loans to evaluate the effectiveness of the institution's adherence to credit risk appetite policy, standards, procedures and controls.

Internal Audit Support

 

Support internal audit through the evaluation of the audit scope, planning and development of risk and control testing procedures related to regulatory compliance and the credit cycle - origination, administration, monitoring, risk rating evaluation and reporting processes.